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Find Government Funding for Your New Zealand Small Business

Search through 201 government funding programmes and see what may apply to your business.

The New Zealand Small Business Assistance Centre helps entrepreneurs identify grants, loans, and other financing options by industry, region, and business need. Use the Grant Finder to check what programmes fit your situation.

Business Set-up Equipment & R&D Hiring Support Tax Credits Low-Interest Loans

What We Help You Find

Our Grant Finder tool asks about your business status, revenue over the last two years, industry, and region, then points you toward government funding programmes that may be relevant. It covers categories including business set-up, consultation and advice, new product development, energy efficiency, and equipment purchases.

Results are drawn from a searchable directory of 201 government funding programmes across New Zealand.

Start the Grant Finder
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Grant Programmes Directory

Browse funding types including one-time and renewable grants, equity financing, no- and low-interest loans, government guaranteed loans, and tax refunds or credits. Each programme entry outlines what it covers so you can compare options before applying.

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Search by Region or Industry

Funding coverage spans regions from Northland and Auckland down to Otago and Southland, including Wellington, Marlborough, West Coast, Canterbury, Waikato, Bay of Plenty, Gisborne, Hawke's Bay, Taranaki, Manawatu-Wanganui, Tasman, and Nelson. You can also browse by industry, such as agriculture, arts and entertainment, construction, food and beverage, manufacturing, and professional and technical services.

Browse by Industry
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Featured Funding Stories

A look at how funding has supported different sectors, from healthcare technology to seed drill development and cinema investment.

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Cancer Research Funding

Government funding directed toward cancer research initiatives.

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Health Sector Technology

A grant supporting mobilisation of health sector technology.

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Seed Drill Technology

Funding supporting development and marketing of new agricultural equipment.

Read more
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Cinema Sector Investment

Government grants supporting cinema industry growth.

Read more

Recent Coverage & Q&A

Our news section covers questions such as when to seek a business loan in New Zealand, plus articles organised under Start-Ups, SME, R&D, and Media & Technology categories.

  • When is the right time to seek a business loan?
  • How funding for development can lower launch costs for a new project.
Read the News

Navigating the landscape of government grants and loans can feel overwhelming for a new entrepreneur, especially when programmes are spread across multiple agencies and regions. A central assistance centre helps bridge that gap by collecting funding opportunities in one place, organising them by industry, location, and business stage. This kind of overview allows small business owners to compare options side by side rather than chasing information agency by agency, saving time and reducing the confusion that often discourages applicants from following through on a potentially valuable application process.

One of the most useful tools for a small business is a structured grant finder that asks a few practical questions and then narrows down the list of relevant programmes. By filtering based on business status, sector, and the type of support needed, the tool turns a long catalogue of possibilities into a focused shortlist. Applicants can quickly see which schemes they may qualify for and review the general purpose of each programme, whether it is for equipment purchases, training, hiring, or general working capital support.

Different regions of New Zealand often have their own development priorities, and funding programmes frequently reflect local economic strategies. Areas such as Northland, Auckland, Waikato, Bay of Plenty, Gisborne, Hawke's Bay, Taranaki, Manawatu, Wanganui, Wellington, Marlborough, Tasman, Nelson, West Coast, Canterbury, Otago, and Southland each face distinct opportunities and challenges. A regional lens helps business owners identify support that is tailored to their surroundings, from tourism initiatives in coastal towns to manufacturing incentives in larger centres and primary sector support in rural districts.

Industry also plays a major role in determining which grants and loans apply to a particular business. Sectors such as agriculture, forestry, fishing, mining, manufacturing, retail, food production, technology, tourism, and entertainment each have their own funding pathways. Some programmes are designed to encourage export growth, while others focus on research and development, product improvement, marketing, energy efficiency, or feasibility studies. Understanding which category a business falls into is an important step toward matching it with the right kind of financial assistance.

Beyond grants, many small businesses benefit from low-interest loans, tax credits, and other forms of financial support that reduce the cost of doing business. Equipment financing can help a company acquire the tools it needs to grow, while hiring support and training allowances make it easier to bring on new staff or upskill existing employees. Tax credits tied to research and development reward businesses that invest in innovation. Together, these instruments create a broader ecosystem of assistance that complements traditional grant funding.

A clear application process is just as important as finding the right programme. Most government funding applications require a solid business plan, realistic financial projections, and a clear explanation of how the funding will be used. Centres that assist with grant applications often help business owners review their documents, check eligibility, and understand the timeline involved. Good preparation improves the chances of approval and reduces the risk of delays caused by incomplete or unclear submissions, allowing entrepreneurs to focus on running their operations.

For many small business owners, the first step is simply learning what is available and whether their situation qualifies. Subscribing to newsletters, reading success stories, and speaking with professional advisers can all help build a fuller picture of the funding landscape. Whether a business is just starting out, looking to expand into new markets, or planning to purchase equipment and hire staff, taking time to explore the options is an investment in long-term stability and growth within the wider New Zealand economy.

Ready to check your funding options?

Call us at 0800 141 461 or use the Grant Finder to see which of the 201 programmes may apply to your business.

Use the Grant Finder